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ICICI Bank was established in 1955.
ICICI Bank has earned a total of ₹ 51,452 crore in the first quarter (April-June 2026). Out of this earnings, the bank spent Rs 32,706 crore in works like salary, electricity bill, deposit.
After this, the bank survived as a profit of Rs 12,768 crore. The bank made a profit of Rs 11,059 crore in the same period of a year ago. The annual basis has increased by 15.45%.
Are the results better than expected?
In the first quarter of FY 2025-26, ICICI Bank’s profit was better than the expectation of market analysts i.e. the bank did better this time. Experts hoped that the bank would have a profit of Rs 11,770 crore in the first quarter.
ICICI Bank has a profit of ₹ 12,768 crore in the first quarter
On an annual basis
| Icici bank | FY26 (April-June) | FY25 (April-June) | Change (%) |
| Interest income | ₹ 42,947 | ₹ 38,996 | 10.13% |
| Other income | ₹ 8,505 | ₹ 7,002 | 21.47% |
| Total income | ₹ 51,452 | ₹ 45,998 | 11.86% |
| Total expenses | ₹ 32,706 | ₹ 29,973 | 9.12% |
| Net profit | ₹ 12,768 | ₹ 11,059 | 15.45% |
| Gross npa | ₹ 24,733 | ₹ 28,719 | -13.88% |
| Gross NPA % | 1.67% | 2.15% | -22.33% |
| Net npa | ₹ 5,971 | ₹ 5,685 | 5.03% |
| Net NPA % | 0.41% | 0.43% | -4.65% |
On a quarterly basis
| Icici bank | FY26 (April-June) | FY25 (January-March) | Change (%) |
| Interest income | ₹ 42,947 | 42,431 | 1.22% |
| Other income | ₹ 8,505 | 7,260 | 17.15% |
| Total income | ₹ 51,452 | 49,691 | 3.54% |
| Total expenses | ₹ 32,706 | 32,027 | 2.12% |
| Net profit | ₹ 12,768 | 12,630 | 1.09% |
| Gross npa | ₹ 24,733 | 24,166 | 2.35% |
| Gross NPA % | 1.67% | 1.67% | 00% |
| Net npa | ₹ 5,971 | ₹ 5,589 | 6.83% |
| Net NPA % | 0.41% | 0.39% | 5.13% |
Note: The figures are in crores of rupees.
What is a non -performing asset or NPA?
When a person or institution does not take a loan from a bank and returns it, it is called a bad loan or non -performing asset or NPA. That is, the hope of recovery of these loans is very low. As a result, banks’ money sinks and the bank goes into losses.
According to the rules of the Reserve Bank of India (RBI), if a bank loan installment is not paid for 90 days i.e. for three months, that loan is declared NPA. In the case of other financial institutions, this limit is 120 days. Banks have to do this to clear the book.
How was the share performance in the last one year?
ICICI Bank released quarterly results on Saturday, 19 July, on this day the stock market is closed. Earlier on July 17, the bank’s stock rose 0.56% to close at Rs 1,426.70. ICICI Bank shares have given positive returns of 1% in the last one month, 16% in 6 months and 14% in a year. The bank’s stock has climbed 11% from this year i.e. January 1. The company’s market cap is Rs 10.17 lakh crore.
ICICI Bank was established in 1955
ICICI Bank Limited is an Indian Multinational Bank and Financial Service Company headquartered in Mumbai. It was established in 1955 at the initiative of the World Bank, Government of India and Indian Industry Representatives.
In 1999, ICICI became the first Indian company to be listed on the New York Stock Exchange and the first bank in Non-Japanese Asia. The Chief Executive Officer of ICICI Bank is CEO Sandeep Bakshi.
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