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HDFC, the country’s largest Private Bank, has earned a total of ₹ 99,200 crore in the first quarter (April-June 2026). Out of this earnings, the bank spent Rs 63,466 crore in works like salary, electricity bill, deposit of employees.
After this, the bank survived as a profit of Rs 18,155 crore. The bank made a profit of Rs 16,175 crore in the same period of a year ago. The annual basis has increased by 12.24%.
What for the common man in the results?
The bank has announced a special interim dividend of Rs 5 per share for its shareholders. Companies give some part of their profits to their shareholders, it is called dividend or dividend.
Are the results better than expected?
In the first quarter of FY 2025-26, the bank’s profit has been better than the expectation of market analysts i.e. the bank did better this time. Experts hoped that the bank would make a profit of Rs 17,067 crore in the first quarter.
What is a non -performing asset or NPA?
When a person or institution does not take a loan from a bank and returns it, it is called a bad loan or non -performing asset or NPA. That is, the hope of recovery of these loans is very low. As a result, banks’ money sinks and the bank goes into losses.
According to the rules of the Reserve Bank of India (RBI), if a bank loan installment is not paid for 90 days i.e. for three months, that loan is declared NPA. In the case of other financial institutions, this limit is 120 days. Banks have to do this to clear the book.
How was the share performance in the last one year?
HDFC Bank released quarterly results on Saturday, 19 July, on this day the stock market is closed. Earlier on July 17, the bank’s stock fell 1.56% to close at Rs 1,956. HDFC shares have given positive returns of 1% in the last one month, 18% in 6 months and 22% in a year. The bank’s stock has climbed 10% from this year i.e. January 1 till now. The company’s market cap is Rs 15 lakh crore.
HDFC Bank has more than 9,092 branches in the country
HDFC bank provides banking and financial reviews. The bank’s founder is Hasmukhbhai Parekh. He established this bank in 1994. Its head quarter is in Mumbai. The bank’s managing director and Chief Executive Officer (CEO) is Shashidhar Jagdishan. HDFC Bank has more than 9,092 branches in the country and more than 20,993 ATMs.
