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- Withdraw cash from SBI ATM with Debit Card: Yono Cash 2025 Step by Step Guide
New DelhiA few moments ago
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This service is available at more than 16,500 SBI ATM across the country.
If you have forgotten to carry a debit card with you or you are afraid of the theft, you can still make safe transactions without ATM card.
State Bank of India (SBI) has allowed customers to withdraw cash from ATM without debit card through YONO cash.
Through Yono Cash, you can not only withdraw money from SBI’s ATM. The facility began in 2019 and now it has been further improved. This service is available at more than 16,500 SBI ATM across the country.
How to withdraw money from ATM via Yono Cash?
1. Login with 6-conductive MPIN or user ID/password in Yono SBI app or Yono Lite app.

2. Click on the ‘Yono Cash’ tab in ‘Yono Pay’ on the homepage.
3. Choose the ATM option and choose the account from which to withdraw money.

4. Add the removal amount (500 to 10,000 rupees) and make a 6-conductive yono cash pin.

5. On confirming, you will get a 6-conductive transaction reference number on registered mobile number and email, which is valid for 4 hours.
6. Go to the nearest SBI ATM, choose the ‘Yono Cash’ option, enter transaction number, amount, and PIN. Cash will be removed from ATM. On completion of the transaction, notifications will be available in SMS and app.
UPI QR can also withdraw money from cash
Go to the cash withdrawal section in the YONO app, enter the amount, and generate the QR code. Scan the QR code on UPI-enabled SBI ATM, enter UPI ID and PIN, and withdraw cash.
Do not share transaction number and PIN with anyone. If the transaction fails, the amount will return to the account in 7 days.
Limit of ₹ 20,000 in a day
Only a maximum of Rs 20,000 can be withdrawn in a day through this facility. A maximum of Rs 10,000 and a minimum of Rs 500 can be withdrawn in a transaction. It is valid for 4 hours only after generating transactions from the app.